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Investors should consider the investment objectives, risks and charges and expenses of the fund carefully before investing. Investing in mutual funds is subject to risk and potential loss of principal. There is no assurance or certainty that any investment or strategy will be successful in meeting its objectives. The prospectus contains this and other information about the funds. To obtain a prospectus contact Cetera Advisor Networks LLC. at 8391 Old Courthouse Road, Ste. 203, Vienna, VA 22182 or call 703-356-4360. Read it carefully before you invest or send money.