Manage Your Money, Manage Your Stress.
Money and finances are the #1 source of stress in America today.* Working to reduce some of your financial uncertainty can help reduce that stress. Our Advisors will work with you to identify and address any areas in your finances you may need to improve. Our approach targets 5 key areas that you can focus on to improve your financial wellness.
Our first priority is helping you take care of yourself and your family.
A good rule of thumb for savings is to keep 3-6 months worth of your household’s expenses in cash or other liquid form in case you need the money for an unexpected emergency. Everyone is different though, and you may feel more comfortable with more (or less) emergency savings.
Emergency Fund: How Much is Enough?
Do you consistently spend less than you earn? It's easy to grow your spending when your income increases, but that may not be the wisest decision when it comes to your long term finances.
Managing Your Lifestyle
Paying Off Debt vs Investing Calculator
Spending Tracking Spreadsheet
Family obligations can be financial obligations. Everything from funding your children's college education to helping provide care for your aging parents. While it may be difficult to calculate exactly how much support some family members might need, it is important to recognize how much you can help without jeopardizing your financial future.
College Savings Calculator
Video: How to Qualify for Student Aid
Countdown To College
Being a Caregiver
Home Care for Aging Relatives
Information About Medicare
Estate Planning may seem complex, but a good estate plan basically just provides your loved ones the answers to two questions:
1. What happens to your stuff (including your dependents) when you die?
2. Who makes decisions for you, when you can no longer make them for yourself?
Find Out More About Estate Planning
It's easy to put off saving for retirement, but consistently saving for your future is important.
Calculate if you have enough saved so far and how much you should be saving here:
Retirement Savings & Retirement Spending Calculators
Having a detailed plan in place that outlines your financial picture and provides guidance can help reduce some of the uncertainty surrounding your finances. Meeting with an advisor can give you an idea of what your next steps might be.
*Source: American Psychological Association, Stress In America: Paying with Our Health, February 4, 2015