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Financial Wellness

Money and finances are the #1 source of stress in America today.* Working to reduce some of your financial uncertainty can help reduce that stress. Our Advisors will work with you to identify and address any areas in your finances you may need to improve.
Our approach targets 5 key areas that you can focus on to improve your financial wellness.  

Download our Financial Wellness Workbook for more Information.

5 Areas of Focus   

1. Emergency Fund

Our first priority is helping you take care of yourself and your family. 

A good rule of thumb for savings is to keep 3-6 months worth of your household’s expenses in cash or other liquid form in case you need the money for an unexpected emergency. Everyone is different though, and you may feel more comfortable with more (or less) emergency savings.

Emergency Fund: How Much is Enough?


2. Lifestyle Spending

Do you consistently spend less than you earn? It's easy to grow your spending when your income increases, but that may not be the wisest decision when it comes to your long term finances.

Managing Your Lifestyle

Paying Off Debt vs Investing Calculator

Spending Tracking Spreadsheet


3. Family Funding

Family obligations can be financial obligations. Everything from funding your children's college education to helping provide care for your aging parents. While it may be difficult to calculate exactly how much support some family members might need, it is important to recognize how much you can help without jeopardizing your financial future.

College Funding:

College Savings Calculator

Video: How to Qualify for Student Aid

Countdown To College 


Being a Caregiver

Home Care for Aging Relatives

Information About Medicare


4. Estate Planning

Estate Planning may seem complex, but a good estate plan basically just provides your loved ones the answers to two questions:

1. What happens to your stuff (including your dependents) when you die?

2. Who makes decisions for you, when you can no longer make them for yourself?

Find Out More About Estate Planning


5. Retirement

It's easy to put off saving for retirement, but consistently saving for your future is important.

Calculate if you have enough saved so far and how much you should be saving here:

Retirement Savings & Retirement Spending Calculators


Uncertain on what to do Next?

Having a detailed plan in place that outlines your financial picture and provides guidance can help reduce some of the uncertainty surrounding your finances. Meeting with an advisor can give you an idea of what your next steps might be. 

Schedule a Meeting with an Advisor

*Source: American Psychological Association, Stress In America: Paying with Our Health, February 4, 2015