Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Preparing For the Ultimate Vacation Make your retirement as exciting as your next vacation. Inflation - Back to the Future Even low inflation rates over an extended period of time can impact your finances in retirement. My Retirement Savings Estimate how long your retirement savings may last using various monthly cash flow rates.