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Podcast Ep. #3: Beyond The Paycheck
Welcome to the third episode of "The Live Greater View," a financial planning podcast produced by VLP Financial Advisors that discusses life, money, and perspective. In this episode, hosts Rose and Chris dive deep into the world of...
Read MoreBlog: The VLP Live Greater View: Asset-Class Flows, Lessons from the 1970s and AI
Asset-Class Fund Flows Asset-class fund flow information is unique as it is one the few pieces of research information in the market that shows where investors are allocating or removing real dollars. Meaningful shifts in this...
Read MorePodcast Ep. #2: The Art and Science of Legacy Planning
we dive deep into the crucial aspects of planning for your financial legacy. Dan Lash, partner at VLP Financial Advisors, joins as we explore the intersection of financial planning and the emotional elements of legacy planning
Read MorePodcast Ep. #1 Live Greater View: Navigating Life, Money, and Perspective
Throughout the episode, Chris and Rose provide insights and practical advice on various financial topics, aiming to empower listeners to live their best life at every stage. They tackle market trends, inflation data, and market perfo
Read MoreBlog: The VLP Live Greater View: The Magnificent Seven
The S&P 500 index climbed over 16% the first half of 2023 in a dramatic reversal from its sell-off in 2022. The index is now just a few percentage points below its January 3, 2022 record high of 4796.56. In reality, a handful of stocks that
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Video: Market Outlook June 2023
With updates to macro-economic trends and a shifting stance by the Federal Reserve, financial markets have had a strong start to June. The question remains: where do we go from here? In this episode, Financial Advisors Rose Price, CFP®, AI
Read MoreBlog: The VLP Live Greater View: When to Buy a Home
our personal needs play a significant role when planning to buy a home. What are some of the other factors to consider when making this major life decision?
Read MoreVideo: What caused a shift in the IPO Market?
As companies begin to grow and look for new sources of funding, it is common to companies to offer shares of stock by going public on market platforms with an initial public offering (IPO). However, there has been a shift in the IPO market,
Read MoreVideo: Relieved Tax Season is Over? Here's how to Prepare For Next Year
Tax season can be an incredibly stressful time of year and you may have been surprised whether or not you got a tax refund. In this episode, Financial Advisors Rose Price, CFP(r) AIF(r) and Chris Mellone CFA, CFP(r), AIF(r) discuss how...
Read MoreBlog: The VLP Live Greater View: After a Divorce - Rebuilding Your Financial Foundation
With your divorce behind you and a new chapter in front of you, there is no better time to start thinking about your future and how to set yourself up for success in both the short and longer term.The following is a list of the 5 most...
Read MoreBlog: The VLP Live Greater View: Business Succession Planning: Where to go from here?
Starting a business can be an exciting and rewarding venture. However, as with any venture, there may come a time when it is necessary to exit the business. Whether due to retirement, a change in personal circumstances, or simply the desire
Read MoreVideo: What's going on with the Market in 2023?
In this episode, financial advisors Rose Price, CFP(r) AIF(r) and Chris Mellone, CFA, CFP(r) AIF(r) discuss how financial markets have fared so far in 2023 and where to go from here. Want to learn more? Reach out and schedule a meeting at
Read MoreVideo: Strategies For Business Succession Planning
Planning on the eventual transition of your business can be a very emotional decision: who will take over the business, what would a potential sale look like, and what taxes are involved? This is a complex situation on many fronts but with
Read MoreBlog: The VLP Live Greater View: SECURE 2.0 Brings Several Changes to Your Financial Plan
Secure 2.0: How new legislation could affect you:The SECURE 2.0 ACT has now passed and as you read through legislations approval, you’re probably asking yourself why are rules surrounding retirement accounts always changing. It is...
Read MoreVideo: What are 4 Retirement Planning Items People Fall Short On?
With the volatility in markets today, comprehensive financial planning is even more crucial to make sure clients work with a trusted financial planner to determine risk and reward. In this episode, Financial Advisors Rose Price, CFP(r) AIF(
Read MoreVideo: Advisor Quicktakes: What to do about the Inherited IRA 10-year rule?
In this episode, Financial Advisors Rose Price, CFP® AIF® and Chris Mellone, CFA CFP® AIF® discuss the implications around the Inherited IRA 10-year distribution rule brought on by the SECURE ACT, as well as strategies to...
Read MoreBlog: The VLP Live Greater View: Misconceptions Surrounding Social Security
I will never see Social Security Benefits in my lifetime. Considering the baby boomers are retiring and there are fewer workers replacing them, this seems like a logical outcome. In the not-so-distant future, the government will...
Read MoreBlog: The VLP Live Greater View: Time in the Market, Not Market Timing
2022 will likely be remembered as one of the most volatile years for investors as the S&P 500 experienced its worst performance since 2008. Of the 251 trading days in 2022, just five trading sessions accounted for more than 95% of losses.
Read MoreMeet Sarah Avila CFP® CDFA®
Financial Advisors Sarah Avila, CFP® CDFA® and Chris Mellone CFA CFP® AIF® discuss how the volatile markets in 2022 can impact divorces financially. Want to learn more? Schedule a call with Sarah or Chris at www...
Read MoreStock Market: 4th Quarter Update
So far 2022 has been a volatile year in the financial markets. Financial Advisors Rose Price, CFP® AIF® and Chris Mellone CFA CFP® AIF® discuss what has happened this year so far, as well as providing outlooks for...
Read MoreVLP Rebrand Update
We are excited to announce our new rebrand for VLP Financial Advisors. Financial Advisors Rose Price, CFP® AIF® and Chris Mellone CFA CFP® AIF® discuss the new changes. Want to learn more? Schedule a call with Rose...
Read MoreFactors of Distribution Planning to Consider
Imagine you're approaching retirement, or maybe you really are near it. Are your assets aligned properly with your financial goals when it comes to your distribution planning? Financial Advisors Rose Price, CFP® AIF and Chris...
Read MoreHow Interest Rates have Changed the Housing Market
Imagine its 2021: houses are flying off the market before listing, home inspections are being waved, and the purchase price is going well above asking. Now, times have changed. In this episode, Financial Advisors Rose Price, CFP®...
Read More360 View: Aspects of a Comprehensive Financial Plan
How do you view the role of a financial advisor in your life? Many assume an advisor is there to help with investments, or maybe even budgeting. The truth: a comprehensive financial plan is much more. From insurance, education, taxes,...
Read MoreAdvisor QuickTakes: 3 Thoughts on Market Volatility
It’s no surprise that market volatility has captured the attention of investors in 2022. In this environment, how should investors handle managing their portfolios? In this episode, Financial Advisors Rose Price, CFP®...
Read MoreUnderstanding Updates on Inherited IRAs
The IRS has recently proposed a new way to interpret rules for inherited IRAs through the SECURE Act. If this gets approval, how will this affect the way you handle your inherited IRA? In this episode, Financial Advisors Rose Price,...
Read MoreTop Strategies to Leverage Investments to Purchase a Home
Are you in the process of looking to purchase a home but not readily flush with cash? Mortgages are the classic way to fund the purchase but what if you don’t want to take on leverage at current interest rates? What if you are...
Read MoreAdvisor QuickTakes: What Happened to Financial Markets in Q1 2022?
From a combination of the FED announcing rising interest rates, international conflicts between Russia and Ukraine, and labor/privacy disputes amongst some of the largest US companies, it’s been quite the whirlwind start for financial marke
Read MoreVideo - 4 Risks to Manage During Retirement
Are you retired and unsure of the risks that lie ahead? In this episode Financial Advisors Rose Price, CFP® AIF and Chris Mellone, CFA CFP® talk through some of the risks associated with retirement. Do you have enough budgeted...
Read MoreVideo - 3 Thoughts on Market Pullback
The market has performed phenomenal over the last decade, are you concerned about a pullback? In this episode Financial Advisors Rose Price, CFP® AIF and Chris Mellone, CFA CFP® discuss the cyclical nature of pullbacks, how to...
Read MoreVideo - Claiming Social Security After a Divorce
Are you divorced and concerned about claiming your social security benefits? In this episode, Chris Mellone, CFA CFP® and Sarah Avila CFP® CDFA® discuss scenarios in which you will be able to claim these benefits off your...
Read MoreVideo - 2021 Tax Updates: How to Navigate the New Child Tax Credit
Did you know Congress made adjustments to the Child Tax Credit for the year 2021? In this episode Chris Mellone, CFA CFP® and Sarah Avila CFP® CDFA® discuss the adjustments made to the tax credit. Ranging from claim date,...
Read MoreVideo - Post-Graduation Financial Tips for Gen-Z
Congratulations new graduates! Whether you’re heading to college or entering the workforce, you’ve been exposed to numerous educational topics over the years. One area not taught in detail, however, is understanding...
Read MoreVideo - Advisor Quick Takes: Market Outlook 2nd Quarter 2021
With stimulus and pent-up consumer demand from the easing of covid restrictions leading to money “coming off the sidelines”, markets have seen an upwards shift so far in 2021. As the economy starts to stabilize, what...
Read MoreVideo - What is a CDFA?
Join Advisors Rose Price CFP® AIF® and Sarah Avila, CFP®, CDFA® and find out what a Certified Divorce Financial Analyst (CDFA) is and how they help divorcees or those going through the separation process navigate their...
Read MoreVideo - Advisor QuickTakes: 3 Market Trends to Keep an Eye on in 2021
With a new presidential administration on the way and with Covid still in full swing, what should you expect from financial markets in 2021? In this episode, Financial Advisors Rose Price, CFP® AIF and Chris Mellone, CFA CFP®...
Read MoreVideo - New Year, New Administration: What to Expect from Financial Markets in 2021
It’s Official: A new President has been elected. With Congress still getting settled in and stimulus talks at the top of the discussion list, how will this affect financial markets after a strong finish to 2020? In this episode,...
Read MoreVideo - Health Insurance Vs. Medicare: What’s the Difference?
As you approach retirement, you may be wondering how your current health insurance differs in coverage with Medicare. In this episode, Financial Advisors Rose Price, CFP® AIF and Chris Mellone, CFA CFP® discuss the differences...
Read MoreVideo - Election Buzz: How to Invest Amongst the Political Noise
Today, politics are in the spotlight more than ever before. With information being provided by both sides of the political aisle, it can be difficult to know where to turn. In this episode, Financial Advisors Rose Price, CFP® AIF...
Read MoreVideo - Guide to Your 401K: What to Contribute in 2021
The verdict is out: new figures have been released for 401k contribution limits. In this episode, Financial Advisors Rose Price, CFP® AIF and Chris Mellone, CFA CFP® discuss 2021 401k contribution limits, both with employee...
Read MoreVideo - An Advisors Take: How to Avoid Identity Theft
As technology has advanced and the world continues to shift to all-digital, more people everyday are victims of identity theft. All too often it only takes a simple mistake, such as the click of a button, to become at risk. The good...
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Why HSA's are the New Retirement Account
Why Health Savings Accounts are the New Retirement Account Health savings accounts (HSA’s) are wonderful savings vehicles. Unlike most other savings plans, the HSA is triple-tax advantaged. That means: Contributions are tax...
Read MoreShould You Borrow From Your 401(k)
The 401(k) Loan There may come a point in life when there is an unexpected need for a substantial amount of money. Attorney’s fees, medical expenses, or a bill from the IRS are all examples of circumstances when you might start...
Read MoreHow Your Panic Attacks Effect Your Investing
If you speak with someone about the market or how their portfolio is performing, they will often bring up the returns of a sector, stock or fund that they recently saw mentioned in news headlines or some other media outlet. They may...
Read MoreAdvice for Women Caught in the Sandwich Generation
Many women find themselves part of the generation, “sandwiched” between caring for their aging parents and young or even grown children, often providing support while holding down full-time jobs. This role can challenging,...
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Social Security: Divorced Spouse Benefits
When it comes to claiming Social Security benefits, being divorced has it’s own set of rules. If you have been divorced, read on to learn some essential information that may help you maximize your Social Security benefits. What...
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Family Spending: Young Adults and Budgeting
How do you control the spending of your teenager/young adult child, or a grandchild you may be assisting? If you’re like me, with children in various stages, controlling family spending can be a challenge. Here's an idea...
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Medicare Premium Surcharge: Why It Pays to Plan Ahead
Medicare Premium Surcharge: Why It Pays to Plan Ahead Warren Buffet is quoted as saying, “Someone is sitting in the shade today because someone planted a tree a long time ago.” This could not be more true than it is when it...
Read MoreWhat Does a Financial Advisor Do?
When I meet someone at a party (or more likely, at one of my kid’s soccer games) and I tell them what I do, usually the first question they ask is “What do you think of the stock market?” While I do spend time helping...
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New Grads: The Most Critical Piece of Advice
It’s that time of year. Students in their last semester of college will soon finish up finals exams and begin their journey into the real world. This is an exciting time. It is also a pivotal time as the decisions new graduates...
Read MoreRetirement Planning for Women Breadwinners
When I started my career, I was part of a dual-income household. Three children and one debilitating back injury later, I have become the sole provider for my family. I know I am not alone, 40% of American households have a woman as...
Read More4 Financial Goals to Accomplish in 2019
Protect Your Estate Review and update your estate documents. The primary purpose of a will is to ensure that your assets are distributed to whomever you choose, in the amount and manner that you choose. You may also want to consider...
Read More5 Scary Facts About Saving for Retirement (Video)
Are you ready for Halloween? What about retirement? This fun little video may surprise you!
Read MorePlanning for Children with Special Needs
All parents worry about their children’s futures – it’s part of the job. Parents of children with special needs may face more uncertainty. Some of the biggest concerns special needs parents have are financial. Mapping...
Read MoreSavvy IRA Planning for Baby Boomers (Videos)
Baby boomers are asking: What type of retirement account is right for me? Can I still contribute to a retirement account and if so, how much? When do I need to take withdrawals and how much do I have to take? How are my IRA withdrawals...
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5 Things Every Woman Should Do to Help Improve Her Finances
As a female Financial Advisor I am in a unique position to talk about women and their finances. I read a lot of financial industry studies and well-researched news articles that all point to a startling fact. Women fall short when it...
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How Will The New Tax Act Affect My Return?
I’ve been getting a lot of questions from clients about how the new tax act will affect their tax return for 2018. The answer is dependent on each individual tax situation, but the following items are the most significant changes...
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Broker vs Fiduciary
In 2007 I entered the financial industry and little did I know at the time, America was on the brink of a major Financial Crisis, which began in 2008. It was an interesting time to be in the business. It was also a rather telling time...
Read MoreAn Inside Look at Qualifying for Financial Aid
If you have college-bound children, this video will provide some essential information for understanding whether you will qualify for financial aid! https://www.youtube.com/watch?v=EL31YACT6qs
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How Much Should You Spend on a Wedding?
The question of what to spend on a wedding is one I get asked a lot and there is no single correct answer, what is appropriate for one couple may not be appropriate for another. While the answer is completely dependent on your...
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The Brighter Side of PMI
PMI. If you are a homeowner you are well aware of the meaning of this acronym. You might even shutter at the thought. Private Mortgage Insurance. If you take out a mortgage and cannot cough up at least 20% for a down payment, you will...
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How to Pick Investments in Your Company’s 401(k)
If your company offers a 401(k) retirement plan as a benefit you may have questions about choosing your investment options. Everyone’s situation is unique, but unique doesn’t have to mean complicated or time-consuming. In...
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Keeping Resolutions is Hard. Make it Easier.
Welcome to 2018! It is a brand new year and with it, a fresh start for those of us wanting to (finally) make some changes. Topping the list for many is the resolution to save more and spend less. But let’s be honest, if you are...
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'Tis the Season
Shimmering lights glisten; the scent of evergreen so aromatic in the air. With carols resonating everywhere you go, the little ones are full of joy anticipating Santa’s gift-filled sleigh on Christmas morning. I absolutely love...
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Your Financial Advisor is Lying to You.
Being in the Financial Services Industry, I often converse with other financial advisors. One thing I have found is that while all financial advisors are different with regard to their background, firm structure, affiliations,...
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How I Protected Myself After the Equifax Hack
Along with over a million other Americans, my personal data was compromised by the Equifax Hack. I found out I was part of the data breach by entering my last name and the last 6 digits of my Social Security number on the Equifax site,...
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